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Motor Vehicle Insurance

Choose from Comprehensive Prestige, Third Party Property, Fire, Theft or and Third Party Property Damage

 

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No matter how careful you might be on the road, accidents can still occur. We offer reliable, competitive car insurance cover, so you and your loved ones can travel with confidence.

 

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Cover your vehicle with an excellent range of features and levels that Southern Cross Credit Union can offer to suit your budget and needs.

Plus, you’ll receive Southern Cross Credit Union Roadside Assistance for the first 12 months Australia-wide, 24 hours a day, 7 days a week.

Our car insurance offers:

  • Choice of repairer at no extra cost
  • Dedicated claims support 24/7
  • Get up to a 65% no claim bonus on your premium *+
  • Receive a rental car for up to 14 days if your car is stolen.

Third Party Property Damage Fire & Theft

Covers the insured’s vehicle for loss or damage by fire or theft. It also covers their legal liability for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully their fault.

Third Party Property Damage

Covers the insured's legal liability for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully their fault.

Comprehensive Car Insurance (Classic or Prestige)

Is the highest level of cover arranged for your vehicle. It includes cover against fire, theft, accidents and malicious damage.

 

Need more information?

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  Classic Motor Prestige Motor
  Get quote Get quote
Key benefits
New replacement vehicle if your new vehicle (less than two years old) is a total loss Yes Yes
Cover for damage to other people's property (legal liability) Up to $20,000,000 Up to $20 million Up to $20 million
Legal liability cover when using a substitute vehicle Yes Yes
Legal costs Yes Yes
Rental car following theft ($75 per day limit) up to 14 days Up to 14 days
Towing Yes Yes
Vehicle being transported by ship Yes Yes
Trailer and caravan cover Up to $500 Up to $1,000
Emergency repairs Up to $350 Up to $500
Personal effects or clothing Up to $500 Up to $500
Transportation costs Up to $200 Up to $400
Re-keying and re-coding Up to $500 Up to $1,000
Emergency accommodation costs N/A Up to $400
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 This information about insurance cover is a summary only. You should consider whether this insurance product is suitable for your circumstances and consider the relevant Policy Document (Product Disclosure Statement) (‘PDS’) for Classic Motor Insurance and Prestige Motor Insurance.

 

  Third Party Property Damage Cover Third Party Damage Fire & Theft Cover
  Get quote Get quote
Legal liability cover when using a substitute vehicle Yes Yes
Legal costs Yes Yes
Legal liability, including supplementary bodily injury Yes Yes
Cover for damage to other people's property (legal liability) up to $20,000,000 Yes Yes
Uninsured motorists extension (if third party is at fault and has no insurance) Up to a market value of:
$3,000 (Classic)
$4,000 (Prestige)
Up to a market value of:
$3,000 (Classic)
$4,000 (Prestige)
Fire and theft cover available on vehicles with a market value up to a maximum of $5,000 N/A Yes
Towing costs following fire or theft N/A Yes
  Get a quote Get a quote
 

 This information about insurance cover is a summary only. You should consider whether this insurance product is suitable for your circumstances and consider the relevant Policy Document (Product Disclosure Statement) (‘PDS’) for Classic Motor Insurance and Prestige Motor Insurance.

To make an insurance claim online:

Online, any time

The fastest, easiest way is via our online claim form. You can submit your insurance claim notification 24 hours a day, 7 days a week, whenever it suits you.

It takes less than 10 minutes to complete the online claim form, and once we receive it, one of our friendly claims consultants will contact you as soon as possible.

  • Secure form
  • There are no phone queues
  • Immediate confirmation number for your reference
  • You can submit your home insurance claim form 24 hours a day, 7 days a week

Submit your claim to our underwriter via the online claim form.

Over the phone - 24 hours a day, 7 days a week claims hotline

Alternatively, you can call us on 1300 555 013 and one of our friendly consultants will take you through the claims process.

Southern Cross Credit Union, ABN 82 087 650 682 AFSL No 241000 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708.

We do not provide advice on this insurance based on any consideration of your objectives, financial position or need. Policy terms, conditions, limits,  exclusion  and  underwriting criteria  apply.  Before  making  a  decision  please  consider  the  relevant  Product Disclosure Statement:

Prestige Motor

Classic Motor

If you purchase this insurance, Southern Cross Credit Union will receive a commission that is a percentage of the ‎‎premium. Ask us for more details before we provide you with any services on this product.

+ No claim bonus discount amounts vary from State to State.

# Safe Driver Discount applies to new comprehensive Motor Insurance policies only and does not apply to Third Party Fire & Theft and Third Party Property Damage policies. To be eligible for a safe driver discount:  

  • the ratable driver must be aged 30 years or over;  
  • the insured (owner) must have held a maximum no claim bonus for the last five consecutive years; and  
  • all other nominated drivers have had no at fault claims for the last five years.
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