category homeloans

Compare our Home Loans 

See the features and benefits of all our home loans

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Compare our home loans to find out which one is best for your purpose and needs.

talk to a home loan specialist

The rates below are for our Owner Occupied Home Loans only. All interest rates for our other loan products can be viewed on our Loan Interest Rate Schedule.  For a comprehensive list of fees and charges associated with our home loan products, take a look at our Schedule of Fees and Charges.

   
Basic Loan
Standard Home Loan
Platinum
Home Loan
Platinum Home Loan
(Professional)
Looking to borrow 
up to $400k
Looking to borrow 
up to $400k
Looking to borrow 
from $400k to $750k 
Looking to borrow 
more than $750k
FIND OUT MORE FIND OUT MORE  Find out more   Find out more 
Introductory Variable Rate  

3.68%pa
for 12 months*2

 5.09%pa
comparison rate*

 3.68%pa
for 12 months*3

4.53%pa
comparison rate

3.68%pa
for 12 months*4

4.35%pa
comparison rate 

Variable Rate

3.68%pa

3.69%pa 
comparison rate*

5.18%pa

5.23%pa 
comparison rate*

4.18%pa

4.57%pa
comparison rate*

3.98%pa

4.38%pa
comparison rate*

1 Year Fixed Rate  

4.09%pa

5.13%pa 
comparison rate*

3.99%pa

4.56%pa
comparison rate*

3.89%pa

4.37%pa
comparison rate*

2 Year Fixed Rate  

4.09%pa

5.03%pa 
comparison rate*

3.99%pa

4.54%pa
comparison rate*

3.89%pa

4.36%pa
comparison rate*

3 Year Fixed Rate  

4.09%

4.94%pa 
comparison rate*

4.05%pa

4.54%pa
comparison rate*

3.99%pa

4.38%pa
comparison rate*

4 Year Fixed Rate  

4.49%pa

4.99%pa 
comparison rate*

4.39%pa

4.64%pa
comparison rate*

4.29%pa

4.48%pa
comparison rate*

5 Year Fixed Rate  

4.49%pa

4.94%pa 
comparison rate*

4.44%pa

4.68%pa
comparison rate*

4.34%pa

4.52%pa
comparison rate*

Features
Minimum Loan Amount $10,000   $10,000 $400,000 $750,000
Maximum Loan Amount $400,000 $400,000 $750,000 -
Maximum LVR ^ 80% 95% 95% 95%
Maximum Loan Term 30 years   30 years 30 years 30 years
Minimum Loan Term 1 Year   1 year 1 year 1 year
Additional Repayments^2 Yes   Yes Yes Yes
Redraw Yes   Yes Yes Yes
Principal & Interest Repayments Yes   Yes Yes Yes
Interest Only Repayments No   Yes Yes Yes
Split Loan Yes   Yes Yes Yes
Offset Account^3 
(variable rate loans only)
No   Yes Yes Yes
Fees
Establishment Fee -  $699 - -
Annual Package Fee -  - $400 $400
Redraw Fee (Online)  $10  $10 $0 $0

 

 

Start your application    Home Loan Key Facts Sheet    Talk to a home loan specialist

 

Important Information

Eligibility criteria, fees and charges, terms and conditions apply.

^ Maximum LVR excluding Lenders Mortgage Insurance (LMI) premium

^2 Maximum additional repayments on fixed rates is $10,000

^3 Offset account options: Everyday Access transaction account or Offset Saver savings account

* The comparison rate is based on a $150,000 loan repayable over 25 years. 

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

*1.50% p.a. below the Standard Home Loan (Owner Occupied) Variable Rate for the first 12 months, after which the Standard Home Loan (Owner Occupied) Variable Rate will apply. New business only.

*0.50% p.a. below the Platinum Home Loan (Owner Occupied) Variable Rate for the first 12 months, after which the Platinum Home Loan (Owner Occupied) Variable Rate will apply. New business only.

*0.30% p.a. below the Platinum Professional Home Loan (Owner Occupied) Variable Rate for the first 12 months, after which the Platinum Professional Home Loan (Owner Occupied) Variable Rate will apply. New business only.

4.94%pa 
comparison rate*
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