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MyCard Low Rate Mastercard

Take advantage of the benefits of our MyCard Low Rate Mastercard

Find out more    Apply Now

Take advantage of the benefits of our MyCard Low Rate Mastercard. Mastercard is accepted at more than 22 million locations worldwide.

Special Offer:

  • 0%pa for 9 months on balance transfers1 (reverts to cash advance rate)

This offer ends 31 January 2017.

Apply online

Get more with a MyCard Low Rate MasterCard

  • Discounted annual fee for life2 Only $49
  • Up to 55 days interest free3
  • Purchase Cover Insurance4
  • Guaranteed Pricing Scheme4
  • Fraudshield® - 24/7 fraud monitoring

Need more information?

apply online    Contact Us


Important Information


Terms and Conditions apply. Fees and charges apply and are available upon request. Final approval of your MasterCard application will be subject to satisfying Card Services credit criteria.

1.Your total balance transfers with this offer may not exceed 80% of your credit limit. The 0% p.a. interest rate applies to balances transferred with this offer at point of application, for a period of 9 months. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the Annual Percentage Rate for cash advances, currently 21.74% p.a. Interest rates are variable, subject to change and our credit criteria. Offer ends 31/1/2017. Existing Card Services Credit Cardholders are not eligible to apply for this offer.

2.Subject to your acceptance you will be charged a discounted annual fee of $49 for the life of the card. Existing Card Services Credit Cardholders are excluded from this discounted annual fee offer. Offer ends 31/1/2017.

3.The maximum 55 days interest free period applies when you pay your balance off in full for two consecutive months. If you carry a balance on your credit card from month to month the 55 days interest-free period does not apply and you are charged interest once you make a purchase. No interest free period is available on Cash Advances or Balance Transfers.

4.For any claims lodged on or after 1st May 2016, Complimentary Insurance is issued and managed by AGA Assistance Australia Pty Limited (trading as Allianz Global Assistance) (AFSL No.245631 ABN 52 097 227 177), 74 High Street, Toowong QLD 4066 on behalf of the insurer Allianz Australia Insurance Limited (AFSL No. 234708 ABN 15 000 122 850), 2 Market Street, Sydney NSW 2000, and is subject to Terms, Conditions, and exclusions, some limits and excess may apply. The Terms and Conditions are available here.
For any claims lodged prior to 1st May 2016, Complimentary Insurance is provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 232507 and Citigroup Pty Limited, and is subject to Terms, Conditions and exclusions, some limits and excess may apply. The Terms and Conditions are available here.

Card Services is a division of Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238098, Australian credit licence 238098 which provides and administers credit.

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