about header icon

Branch Managers


Kym Lawler

Kym has worked in the financial industry for more than 23 years, in Sydney and more recently on the Far North Coast. Kym joined Southern Cross Credit Union as Branch Manager for Byron Bay and Lennox Head in 2015.

Kym has qualifications in Financial and Banking Services, Banking Services Management and Frontline Management. Kym is committed to empowering her team through development and coaching. She values the business of our customers and genuinely cares about their financial goals and helping people plan for the future.

Byron Bay

Virginia Goss

Virginia has spent the last 12 years working in finance in Melbourne and, more recently, the Northern Rivers. She has a Bachelor of Business (Economics) and is currently undertaking Postgraduate study at Southern Cross University.

Virginia loves to get involved in community and local business events and has previously managed a refugee employment program and sat on the committee of a Women in Finance group. In her spare time, Virginia volunteers with a couple of community groups located in the Byron Shire.

Cabarita Beach

Luke Carter

Luke has extensive experience in personal banking and the travel industry. His decision to join our team as the Branch Manager of Cabarita included wanting to become an integral part of the Cabarita community and helping those around him to achieve their financial and life goals.  With his prior experience in travel, Luke is well placed to discuss travel money options and overseas insurance.


Kassandra Sheaffe

Born and bred in the Northern Rivers, Kassandra has a background in retail management and made the switch to the financial services industry in recent years. With a passion for teaching and personal development, Kassandra's goal is to assist residents of the Mullumbimby region to get the most out of their banking experience.


Simone Millar

Simone has been in the banking industry since 2010 and is committed to empowering people to take control of their finances. She loves meeting new people and building relationships with small businesses and community groups.

Simone has a Certificate IV in Retail Banking as well as a Certificate IV in Fitness.


Natalia Mudge

Natalia has more than 20 years experience in the financial services industry, a Diploma in Frontline Management and Financial Services and is currently completing a part time business degree. 

Having been away for more than 15 years, Natalia is happy to be back home on the NSW North Coast.

Tweed City

Tara Armbruster

Tara is an experienced banking and finance professional having held a diverse range of roles across the finance, customer service and telecommunication industries.

She is focused on delivering exceptional customer experiences and building meaningful relationships with customers, team members and the community.

Scroll To Content
Go To Top