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Board of Directors

Chairman

John Rutledge

John is Chairman of the Board of Southern Cross Credit Union. During his tenure on the Board, John has overseen the appointment of the new CEO and revised staff structure while facilitating many contemporary changes to governance at Southern Cross Credit Union.

With 30 years’ involvement at an executive level in the administration, management and financial aspects of Local Government, John is always mindful of the importance of Board decisions on improving the customer owned banking experience.


Deputy Chairman

Guy Bezrouchko

Guy is a Director and Deputy Chairman of Southern Cross Credit Union, having been elected to the Board in June 2006. Guy has served on the Audit and Risk Committees during this time and was Chairperson of the Audit Committee between 2013 and 2015.

Having lived in the Northern Rivers region for over 25 years, Guy strongly believes in the value of a local, community based and owned banking institution. Guy's practical senior experience in both large cooperatives and local government brings strong financial expertise to the board.

As an active community participant in the region, Guy is committed to ensuring SCCU meets the needs of today's banking customers by delivering an exceptional customer banking experience.


Director | Chair, Risk Committee

Belinda Henry

Belinda is a Director of Southern Cross Credit Union having been elected to the Board in June 2011, and as Chairperson of the Risk Committee in November 2015.

Having lived in the Tweed her entire life, Belinda is dedicated to ensure that we, as a local, community based and owned banking institution, continue to support our community organisations, our customers and our local businesses by delivering an exceptional customer banking experience.

Belinda holds a Bachelor of Laws, has practiced as a lawyer in the Tweed for the past 14 years, and is the managing partner of a successful law firm in the Tweed. Belinda brings her legal skills and expertise to the board in ensuring effective prudential management and governance.

Belinda was awarded Business Woman of the Year at the 2016 Tweed Coast Women’s Awards.


Director

Pauline Ross

Pauline is a Director of Southern Cross Credit Union and was re-elected to the Board at the 2016 Annual General Meeting. Pauline previously served as a Director from August 2005 to April 2016.

Trained as a registered nurse, Pauline has held numerous senior positions in the Health sector including General Manager (CEO) Richmond Health Service and Deputy Director-General for the Department of Families.

Pauline is experienced in developing policy frameworks and strategies in both Health and Financial Services and is a member of the Australian Institute of Company Directors.

Pauline has a Diploma in Nursing Administration, Bachelor of Health Administration, Master of Public Policy and a Diploma of Financial Services.


Director

Alvaro Lozano

Alvaro has been a Director of Southern Cross Credit Union since February 2017.

Alvaro has degrees in science and engineering, as well as a postgraduate degree in Project Management. Having lived in the Far North Coast for close to 14 years, Alvaro has been involved in senior management positions both in Local Government and private enterprise. Alvaro is experienced in the management of information technology projects having an expertise in business process efficiency initiatives.

Alvaro has joined the board as a contributor to the decision making to ensure SCCU customers are provided extraordinary value through a modern, efficient and friendly customer banking experience.


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