¹ Square will reimburse the payment processing fees on up to $1,000 in credit card transactions processed during the first 180 days from sign up. Limited-time offer valid only for Square customers located in Australia who apply online through the Southern Cross Credit Union website. Offer is not transferable or redeemable for cash. After the first 180 days, standard processing rates apply.

#Southern Cross Credit Union Ltd. ABN 82 087 650 682 AFSL 241000. Advertised rate subject to change. Eligibility criteria, fees and charges, terms and conditions apply. For new 4-month term deposits, you will earn an interest rate of 5.05%p.a. when investing $5k or more. Term Deposit interest will be paid annually for terms greater than 12 months. For terms 6 months or greater you may select to have interest paid monthly into a separate savings or transaction account. If you choose to withdraw from your term deposit before the end of its term, you’ll need to give us 31 days’ notice and pay a $30 administration fee for the early redemption. It’s also important to note that this can affect the interest we pay you, with an early redemption interest rate of 0.10%p.a. applicable. When your term ends, you have a ‘Grace Period’ of seven calendar days to manage your term deposit, otherwise we will reinvest your balance for you for the same term, at the applicable advertised interest rate at the time. Eligible Lifestyle Plus customers will receive an additional 0.10%p.a. on carded rates for terms 3 months or greater. Combined account balances across all products cannot exceed $2 Million. TMD available.

Personal Loan:
*The comparison rate for Personal Loans is based on a loan amount of $30,000 repayable over 5 years.
³Unsecured fixed rates available starting from 9.39%. Determined upon application and subject to applicant’s credit score.