5.00%p.a.*

for a 4-month Term Deposit

Southern Cross Credit Union Ltd. ABN 82 087 650 682 AFSL 241000.
Advertised rate subject to change. Eligibility criteria, fees and charges,
terms and conditions apply. *For new 4-month term deposits, you will
earn an interest rate of 5.00%pa. when investing $5k or more.
TMD available at sccu.com.au

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5.10%p.a.*

with our Star Saver Account

*Star Saver customers with an increase in savings of $200 or more, per calendar month,
will receive the additional bonus rate of 3.85% p.a. for the month where such balance growth
was achieved. Bonus interest offer is subject to change. The Standard Star Saver Base Interest Rate
of 1.25% applies where balance growth was not achieved. Offer not available in
conjunction with previous offers.

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Get a $150 eGift card*

While you’re looking at loans, get prepared by taking out

an eligible insurance policy and be rewarded.

*T&Cs and minimum premiums apply. Insurance issued by Allianz Australia
Insurance Limited.
Consider the PDS from www.sccu.com.au . The relevant
Target Market Determination is available by calling 1300 360 744

Learn More
Home Loans

Get into your new place sooner with our range of flexible home loans.

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Home Loans
Personal Loans

Our Personal Loans have no ongoing fees or early repayment fees.

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Personal Loans
Everyday Banking

Check out our Transaction & Savings Accounts, Term Deposits and Overseas Payment facilities.

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Everyday Banking
Insurance

We offer insurance to protect your car, home, travel and more.

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Insurance
Business Banking

Organise your payments and manage your cash flow with our Business Banking products.

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Business Banking
Business Loans

Our Business Loans could provide the funding you need to start, buy or grow your business.

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Business Loans
Overdraft

Our overdraft facilities can help manage cash flow and cover any unforeseen expenses.

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Overdraft
Merchant Facilities

Check out our Square Merchant Facilities, now with free processing on your first $2,000 of Sales1

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Merchant Facilities
Star Saver
1.25
%
P.A
Standard Rate
3.85
%
P.A
Bonus Rate^
Star Saver
  • Make unlimited transactions
  • No Monthly Account Fee
Premium Home Loan Owner Occupied (P&I)
6.29
%
P.A
3-Year Fixed Rate
6.48
%
P.A
Comparison Rate*
Premium Home Loan Owner Occupied (P&I)
  • Loans from $250k
  • LVR less than 80%
  • For New Business Only#
Find Out More
Term Deposits
5.00
%
P.A
for 4-months* >$5K
Term Deposits
  • No Account Fees
  • Terms from 1 month +
Find Out More
Business Loans
6.49
%
P.A
3 Year Fixed Rate^
Business Loans
  • No Annual Fees
  • New Business Only#
  • <75% LVR
  • Minimum Loan Amount $50k

Banking That Works for You!

Southern Cross Credit Union has been in operation and providing banking services since 1966. We employ over 80 people and are the trusted banking partner of over 20,000 customers. As a proud community-based organisation, everything we do is aimed at providing responsible and relevant banking to support our customers through their financial stages of life. We are genuine in our approach to ensure our customers and community are valued and truly matter.

You were professional to deal with and responded to my queries promptly. Initially I was concerned about changing to a non-bank lender, especially one outside Sydney, but you came recommended so we decided to go with you. I am now very happy that we moved to the Southern Cross Credit Union. We should have done it years ago.
Robyn
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  • The Little Details

    Southern Cross Credit Union Ltd. ABN 82 087 650 682 AFSL 241000.

    ^Star Saver customers with an increase in savings of $200 or more, per calendar month, will receive the additional bonus rate of 3.85% p.a. for the month where such balance growth was achieved. Bonus interest offer is subject to change. The Standard Star Saver Base Interest Rate of 1.25% applies where balance growth was not achieved. Offer not available in conjunction with previous offers.

    *Southern Cross Credit Union Ltd. ABN 82 087 650 682 AFSL 241000. Advertised rate subject to change. Eligibility criteria, fees and charges, terms and conditions apply. For new 4-month term deposits, you will earn an interest rate of 5.00%pa. when investing $5k or more. Term Deposit interest will be paid annually for terms greater than 12 months. For terms 6 months or greater you may select to have interest paid monthly into a separate savings or transaction account. If you choose to withdraw from your term deposit before the end of its term, you’ll need to give us 31 days’ notice and pay a $30 administration fee for the early redemption. It’s also important to note that this can affect the interest we pay you, with an early redemption interest rate of 0.10%p.a. applicable. When your term ends, you have a ‘Grace Period’ of seven calendar days to manage your term deposit, otherwise we will reinvest your balance for you for the same term, at the applicable advertised interest rate at the time. Eligible Lifestyle Plus customers will receive an additional 0.10%p.a. on carded rates for terms 3 months or greater.